Is the Chase Freedom credit card worth it?
The Chase Freedom card used to be a decent option for anyone with the tolerance to track their spending in various categories. Getting 5% cash back, even with a cap of $1,500 in quarterly spending, is a pretty good earn rate for a card that costs you nothing to carry.
What score do you need for Chase Freedom Unlimited?
690 or better
You’ll need good to excellent credit to qualify for the Chase Freedom Unlimited®. Generally speaking, this is defined as a credit score of 690 or better. But a credit score alone isn’t enough to qualify for any credit card. Issuers take into account your income, existing debts and other information.
Can you have both freedom and freedom Flex?
Yes, you can have both Chase Freedom Unlimited and Chase Freedom Flex. The Chase Freedom Unlimited card has a high base earning rate – 1.5% cash back – and it offers up to 5% cash back in bonus categories that don’t change.
Is Chase Freedom Flex hard to get?
You need a credit score of 700 or higher to get approved for most Chase credit cards. For example, the credit score requirement for both the Chase Freedom Flex℠ card and the Chase Sapphire Preferred® Card is 700+.
What is the Chase 5 24 rule?
Chase’s 5/24 rule means that you can’t be approved for most Chase cards if you’ve opened five or more personal credit cards (from any card issuer) within the past 24 months.
Can I have both Chase Freedom and Freedom Flex?
If you have the Freedom card, but also want to have Flex, you have two options: Call Chase and request a product change to Flex. Submit a new application for Flex….
| Chase Freedom Flex℠ | Chase Freedom® credit card | |
|---|---|---|
| Intro APR | 0% for the first 15 months on purchases | N/A since this card is closed to new applicants |
Can I get the Chase Freedom Card with NerdWallet?
Become a NerdWallet member, and we’ll send you tailored articles we think you’ll love. Can I get the Chase Freedom® card? The original Chase Freedom® was closed to new applicants in September 2020. A revamped version with richer rewards, the Chase Freedom Flex℠, has taken its place and is accepting applications.
What is the Chase Freedom flex℠?
Among rewards credit cards, the Chase Freedom Flex℠ strikes a powerful and unique pose. That’s because this $0-annual-fee card — which replaced the decommissioned Chase Freedom® — features the best of both worlds: fixed bonus categories that range as high as 5% back, on top of 5% bonus categories that change each quarter.
Is Chase Freedom Unlimited a good credit card?
As a cash-back card, the Chase Freedom Unlimited® delivers a great treat for new cardholders followed by high ongoing value at a low cost. Its best features include: The current bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
How can I use my Chase ultimate rewards® for travel?
You can redeem rewards for cash back or statement credit, but you can also use them to book travel directly through the Chase Ultimate Rewards® travel portal — or you can transfer your points to other Chase cards with more valuable redemption options. For more information, see NerdWallet’s full review of the Chase Freedom Unlimited®.
